Terms & Conditions

1. Agreement to Terms

By accessing or using the MyPath2Retirement website ("the Service"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

MyPath2Retirement provides educational resources, financial calculators, and informational content related to retirement planning. Our Service includes:

• Retirement planning calculators
• Educational courses and articles
• AI-powered informational assistant
• Directory of financial advisers
• Glossary of financial terms

3. Not Financial Advice

Before making any financial decisions, you should consult with a qualified financial adviser who can consider your individual circumstances. See our Disclaimer for more information.

4. Calculator Accuracy

Our calculators are designed to provide estimates and illustrations based on the information you provide and certain assumptions. Results are for illustrative purposes only and should not be relied upon as precise predictions of future outcomes.

Actual results may vary significantly due to factors including but not limited to market conditions, inflation, tax changes, and individual circumstances.

5. AI Assistant Limitations

Our AI assistant provides general information based on its training data. While we strive for accuracy, the AI may occasionally provide incorrect or outdated information. Always verify important information from authoritative sources.

The AI assistant does not provide personalised financial advice and should not be used as a substitute for professional advice.

6. Third-Party Advisers

We provide a directory of financial advisers for informational purposes. MyPath2Retirement does not endorse, recommend, or guarantee the services of any adviser listed on our website.

You are responsible for conducting your own due diligence before engaging any financial adviser. We recommend verifying their registration on the FCA Register.

7. Intellectual Property

The content on this website, including text, graphics, logos, and software, is the property of MyPath2Retirement and is protected by copyright and other intellectual property laws.

You may view and print content for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

8. User Conduct

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Interfere with or disrupt the Service
• Upload malicious code or content
• Scrape or collect data from the Service without permission

9. Limitation of Liability

To the fullest extent permitted by law, MyPath2Retirement shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

We do not guarantee that the Service will be uninterrupted, secure, or error-free. Your use of the Service is at your own risk.

10. Indemnification

You agree to indemnify and hold harmless MyPath2Retirement and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Email: info@independentcheck.co.uk